The surcharge is waived when paying by Cash or Check. The surcharge amount is not greater than our cost of acceptance for these credit card payments. The surcharge is charged to help cover our costs for processing Visa and Mastercard credit card payments that are made for CA DMV transactions. 1Registered vehicle owner must be present to receive license plates.ĢA surcharge of 2.3% will be charged by the Auto Club when you pay for your CA DMV transaction by Visa or Mastercard Credit Card.